Finxera gives non-financial institutions a simple, secure way to collect, store, and send money.

We offer an API-driven approach that enables our clients to seamlessly integrate banking services into their applications. To simplify things even more, we've also incorporated compliance management and integrated with banks so our clients don't have to.

Our vision stems from the collective experience of the Finxera team. We’ve spent years studying the nuances of online money movement while working with banks and core payments processors. We're committed to innovation and efficiency, and laser focused on our goal: to improve how financial technology services are delivered and revolutionize the banking system.


Sanj Goyle

Co-founder and CEO

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Prior to Finxera, Sanj spent several years in Yahoo where he led the performance marketing team that developed and operated Yahoo's Cost-per-Lead (CPL) line of business which launched multiple products (such as Yahoo Tagline in Yahoo Mail, Yahoo Cross Sell in Yahoo Games etc). Sanj started his career as a corporate attorney specializing in Corporate Securities, M&A, and Privacy and he has considerable experience with the privacy and legal issues related to the marketing of consumer finance products. Sanj is a licensed real estate broker in California, and is a Certified Information Privacy Professional. Sanj graduated from Boston University School of Law (magna cum laude) and Duke University.

Praveer Kumar


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At Finxera Praveer is responsible for all aspects of core software development and operations infrastructure. With more than twenty years of software development management experience, Praveer has managed the development of a wide range of technologies including payments, data security, online marketing platforms, and highly scalable applications. Prior to Finxera, Praveer oversaw research and development of performance marketing engineering at Yahoo where he formed a working group to identify and solve issues related to the end-to-end latency of banner advertisements. Before that, Praveer was the lead architect of the Relevance-X platform currently used by Acxiom to leverage the direct marketing power of PersonicX in the online environment. Praveer has received a Master’s degree in System Science and Structural Engineering from Louisiana State University. He holds a bachelors degree from National Institute of Engineering Rourkela, India.

Prashant Gupta

Executive Vice President Engineering

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Prashant is responsible for building and managing the Finxera, India operations consisting of Product Management, Development and Support teams. Prior to joining Finxera, Prashant built and led a strong global Engineering and IT team for BigMachines with operations both in the US and India. He built the BigMachines SaaS product from the ground up. Prashant has also fulfilled senior engineering roles at BDNA corporation at Mountain View, California and Gontermann Piepers (ISPAT Group). Prashant holds a BS in Engineering from the National Institute of Technology, India and an MS in Engineering from Louisiana State University.

Jack Lawrence

Chief Financial Officer


Jack has over 30 years of experience in the finance and accounting, consumer products & services, telecommunications and entertainment industries. Prior to joining Finxera, he was President and CEO of ZoomSystems, the leading automated retail provider to global brands such as Nespresso, Best Buy and Proactiv. Prior to ZoomSystems, Mr. Lawrence was the COO & CFO of Corgi International, a publicly traded manufacturer and distributor of consumer products. Jack also served as the COO and CFO of Cranium, the well-known maker of innovative board games. He has also held senior executive positions at AT&T Communications, ZillionTV, Dotcast, Inc. and Chambers Communications. Jack holds a B.S. in Business Administration from Georgetown University, an MBA in Accounting and International Business from Seton Hall University, and an Executive MBA in Management from Rutgers University.

Prathibha Ramasubramanian

Vice President Products & Quality Assurance

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At Finxera Prathibha is responsible for all aspects of Product Management including, roadmap, requirement gathering, prioritization, solution designing, quality and delivery. She is also responsible for all product training and product documentation. Prathibha has over 20 years of experience in designing and building software products. Prior to joining Finxera, she was Sr. Vice President of Global Product Development and IT Operations at BigMachines Inc., a sales configurator company that was eventually acquired by Oracle. She has previously held positions at Deloitte & Touche LLP and National Stock Exchange of India limited. She holds an MS in Information Systems from LSU and MBA (Finance) from Mumbai University.

Leon Hiatt

Vice President Compliance & Regulatory

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Leon is responsible for formulating and implementing all compliance and regulatory policies at Finxera. Leon has over 30 years of experience in banking and regulatory compliance. Prior to joining Finxera, he was the Chief Administrative Officer of Four Oaks Fincorp, a North Carolina based community bank. Prior to that, Mr. Hiatt was a Financial Institutions Examiner for the Federal Deposit Insurance Corporation (FDIC). Mr. Hiatt holds a B.S. in Business Administration from East Carolina University.